December 17

Data privacy and credit unions: What to expect in 2020

first_imgIn a changing digital world, many consumers continually weigh convenience and customized experiences with the privacy of their personal information. Consumers become accustomed to perks like scanning their loyalty card for an extra five dollars off, seeing an ad or coupon that fits their needs, enjoying faster searching, or matching a weather report with their exact location. Simultaneously, they demand increased protection of their personal information and transparency over how the information is used.While today’s data privacy concerns generally target tech companies, these consumer calls may also impact credit unions where strict data privacy laws already drive action.Financial services has long been subject to various state and federal laws requiring privacy protections for personal financial information, like the Gramm-Leach-Bliley Act (GLBA) and Fair Credit Reporting Act (FCRA)). These laws establish a framework that balance consumer control over personal information with operational feasibility and data security. Meanwhile, other sectors of the economy have been operating with few or no privacy restrictions, giving rise to consumer concerns about the collection, use, and sharing of their personal information. Policymakers are taking note of these tensions around data and engaging in debates on data privacy at the state, federal, and global levels – and these efforts merit the attention of credit union leaders.In May 2018, the European Union implemented the General Data Protection Regulation (GDPR), creating one set of data protection rules for all EU member states and establishing new rights for individuals related to access, deletion, and consent for the collection of information. Passed in 2018, the California Consumer Privacy Act (CCPA) is now effective. The CCPA broadens the definition of personal information, increases disclosure requirements, and grants California residents new privacy rights. The CCPA layers on top of existing state and federal financial information privacy laws.  In 2019, more than 20 state legislatures introduced data privacy legislation. Already in 2020, comprehensive data privacy legislation is under consideration in at least nine states with additional states still likely to follow this year.Congress is considering data privacy legislation, too. Republicans and Democrats agree a federal bill is the solution but disagree on what the bill should require. We expect lawmakers will eventually come to consensus and pass a federal bill, but not before states pass a patchwork of data privacy legislation.What does this movement in the realm of data privacy mean for credit unions?Data privacy policy has the potential to significantly change the way our organizations, products, and services help people build brighter financial futures. For credit unions and others in financial services, data privacy legislation may limit marketing collaborations (e.g. joint marketing), digital profiling, and the purchase of marketing data. Legislation may also impact how organizations coordinate to bring data-driven services to credit unions and members and create new obligations around transparency, consumer control, and required responsiveness when consumers exercise new rights. CUNA Mutual Group joins credit unions in data privacy advocacy efforts by supporting balanced privacy protections for credit unions and members. During data privacy debates in California and across the country last year, CUNA Mutual Group proudly partnered with credit union leagues and trade associations to champion strict provisions relied upon by credit unions for entities or information covered by existing financial information privacy laws such as GLBA and FCRA. With California’s data privacy law now in effect, we are living in the CCPA era. We expect the adoption of additional data privacy bills that are like California’s, but not the same. Varying state data privacy laws will likely create a patchwork of data privacy standards and further complicate compliance efforts for credit unions serving consumers in multiple states. As state lawmakers and members of Congress consider the data privacy topic, CUNA Mutual Group will continue to join credit unions in advocating for current, strong financial information privacy laws, while other sectors of the economy, including tech companies, catch up to the standards our industry has followed for more than 20 years. The credit union system continues to be responsible stewards of members’ financial information and advocates for sound data security measures. 1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Megan Balogh Megan Balogh is Director, Corporate & Legislative Affairs, at CUNA Mutual Group. In this role, she is responsible for coordinating the development of, and executing on, regulatory and legislative strategy … Web: cunamutual.com Detailslast_img read more

November 18

Immunizing children called better way to fight flu

first_img Besides the mathematical model studies, the writers cite several other pieces of evidence in support of the strategy. For example, in 1968, vaccination of 85% of schoolchildren in Tecumseh, Mich., led to a 67% lower rate of flu-like illness than was seen in a neighboring town. And in Japan, a policy of vaccinating schoolchildren against flu prevented an estimated 37,000 to 49,000 deaths per year from 1962 to 1987. “If the 70 percent threshold can be reached, then high-risk people are protected even if they are not vaccinated,” the authors assert. “Since there are about 60 million schoolchildren in the United States, about 42 million doses of vaccine would be needed to get below the epidemic threshold. Thus, even this year we would have had enough vaccine to reduce transmission in the entire country by concentrating on schoolchildren.” Feb 22, 2005 (CIDRAP News) – The idea that vaccinating schoolchildren is the best way to prevent influenza throughout the US population received a boost last week with the publication of a commentary and a Texas study in separate journals. Longini and Halloran say they don’t know why the United States has never tried the approach they advocate. But they write that until the past few years, public health officials have focused on the direct protection provided by immunization and have not taken the potential indirect effects seriously. Since schoolchildren are not considered a high-risk group, they have been left out of the recommendations. Piedra PA, Gaglani MJ, Kozinetz CA, et al. Herd immunity in adults against influenza-related illnesses with use of the trivalent live attenuated influenza vaccine (CAIV-T) in children. Vaccine 2005;23(13):1540-8 [Abstract] In the following three seasons, children aged 1.5 to 18 years in the intervention communities were targeted for immunization with live-virus intranasal flu vaccine. Between 20% and 25% of the age-eligible children in the two communities were immunized. The commentary making the case for flu shots in children is offered by Ira M. Longini Jr. and M. Elizabeth Halloran in the American Journal of Epidemiology. They write that the existing flu vaccination strategy has had only a small effect on overall flu morbidity and mortality, though vaccination has an important effect on mortality in elderly people. The researchers found that illness rates in adults older than 35 in the intervention cities were reduced by 8%, 18%, and 15% in the first, second, and third years of the program, relative to the same age-group in the comparison cities. All the reductions were significant. No consistent drop in respiratory illness rates was seen in younger groups. The Baylor study was reported by Pedro A. Piedra and colleagues in Vaccine. They monitored respiratory illness rates among members of one health plan in two communities where children were targeted for vaccination and in three other communities where the usual immunization strategy was used. Baseline rates of medically attended respiratory illness, measured in the 1997-98 season, were about the same in the intervention and comparison communities. According to Longini and Halloran, several previously published reports based on mathematical models of flu epidemics predict that vaccinating 70% of children would keep the illness from reaching epidemic levels. The models indicate that vaccinating even 50% of schoolchildren would considerably reduce flu in the general population. In the commentary, two biostatisticians from Emory University in Atlanta argue that the current strategy of targeting high-risk groups has had little effect on the spread of flu and relatively little effect on flu illness and death rates. The authors say a better strategy would be to vaccinate at least 70% of schoolchildren, who are the major spreaders of flu in the general population. See also: The current CDC strategy stresses flu immunization for groups at highest risk for serious complications of flu, including the elderly, children aged 6 to 23 months, people with chronic illness, pregnant women, healthcare workers, and children on chronic aspirin therapy. The authors calculated that the program eliminated a total of 1,071 medical visits in the two cities over the 3 years. In the Texas study, researchers from Baylor College of Medicine in Houston report that vaccinating about 25% of children in two communities led to significant reductions in flu rates among adults older than 35, relative to three other cities where a conventional flu immunization strategy was used. Longini IM Jr, Halloran ME. Strategy for distribution of influenza vaccine to high-risk groups and children. Am J Epidemiol 2005;161(4):303-6 [Abstract] The authors advocate continuing to immunize high-risk groups at the current level while focusing on using the rest of the vaccine supply on schoolchildren (ages 5 to 18). That approach would provide some direct protection for high-risk people “while greatly curtailing the spread of influenza in the rest of the population by concentrating vaccine in the group most responsible for community-wide transmission.” The two articles came out the same week that researchers from the National Institutes of Health reported that the increasing flu immunization coverage of elderly people in recent decades has had no detectable impact on flu-related death rates among the elderly. That report prompted the Centers for Disease Control and Prevention (CDC) to issue a statement saying it is still important for older people to get flu shots. Feb 16 CIDRAP News story “Study: Flu shots in elderly don’t cut mortality rate”last_img read more

October 6

Luxury hillside home to go to auction

first_img380B Stanley Street, Castle HillMs Mahoney said they decided to go to auction because it was difficult to put a price on the property.“It is a unique property and the market is very sporadic at the moment with pricing,” she said.“It’s very hard for valuers and agents alike as well as property owners to know what homes are worth at the moment.” 380B Stanley Street, Castle Hill“We’ve already had a written offer but it has to be enough for the vendor to stop the auction,” she said.“It would suit someone that wants a low-maintenance home with a view and I liken it to a tree house up on the hill.“It’s so private and has beautiful timber. It’s timeless.”The home has three living areas with one featuring a media room with kitchenette.It also has a pool in a private location. 380B Stanley Street, Castle HillA SUPERBLY designed Castle Hill home with sea views is expected to provoke a bidding war come auction day.The four-bedroom, three bathroom home located at 380B Stanley St, Castle Hill (pictured) has already received a written offer after being on the market for less than two weeks.Harcourts Kingsberry selling agent Julie Mahoney said the vendor would consider offers before the auction. 380B Stanley Street, Castle HillMore from news01:21Buyer demand explodes in Townsville’s 2019 flood-affected suburbs12 Sep 202001:21‘Giant surge’ in new home sales lifts Townsville property market10 Sep 2020The home has ocean views that extend out to Magnetic Island as well as views of Castle Hill and Yarrawonga.The stunning views can be seen from nearly every room of the home.The house is next to an easement that has attracted wildlife with the owners often spotting kangaroos, echidnas and rock wallabies.Ms Mahoney said the property had attracted the interest of owner-occupiers.“People have been amazed by the home and it’s been too big for some people with the three separate living areas,” she said.“It has a really good feel to it and it’s one of those houses that feels like home.” 380B Stanley Street, Castle HillThe house will go to auction on Tuesday, November 21 at 6pm in rooms at Harcourts Kingsberry on Charters Towers Rd, Hermit Park.It will be open for inspection on Sunday from 9.30am-10am.last_img read more

September 24

Kids Bring Drug Paraphernalia to School

first_imgCOLUMBUS, Ind. — A mother in Bartholomew County was arrested after her three boys brought drug paraphernalia to school with them.Administrators at Columbus’ Southside Elementary School called CPS when the brothers, ages 12, 11 and 9 took the items, including a plate that was reportedly covered in meth residue claiming they got them from their mother’s bathroom.Teresa Maxey was booked into the Bartholomew County Jail on charges of neglect.last_img

September 17

‘City of Angels’ awaits Badgers

first_imgJEFF SCHORFHEIDE/Herald photoBasking in the Hollywood glitz, the UW volleyball team will take on the City of Angels.Continuing a stretch where they will play 10 road matches in six different cities, the Badgers head to Los Angeles to compete in the Loyola Marymount Classic.The round-robin tournament will feature Columbia, Tulane and the host, Loyola Marymount. Columbia, Wisconsin’s first opponent, hasn’t started its season, providing little with which Badger head coach Pete Waite can prepare.”Columbia hasn’t started their season yet, so we don’t know what they’re about yet this year,” he said at a press conference Monday. Last season the Lions finished 7-17 overall, (1-13 Ivy League). Junior outside hitter Amalia Viti led the team in kills with 3.29 per game.Wisconsin will then face a Tulane team that is off to its best start in program history, going 7-0 to begin the year, including a win against then No. 31 Colorado. The Green Wave will challenge the Badgers by throwing a talented front line at the net. Junior outside hitter Sara Radosevic is a two-time AVCA All-American honoree and sophomore Ksenija Vlaskovic (Pozarevac, Serbia) was named AVCA Midwest Region Freshman of the Year and Conference USA Freshman of the Year for averaging 3.77 kills per game. Radosevic, who is from Croatia, ranked fifth nationally, averaging 5.50 kills per game in 2006. She is averaging 4.61 kills per game through seven matches this season.Add setter Luna Rebrovic into the mix (Zagreb, Croatia) and Tulane has a formidable foreign influence.”They have three foreign players on the team, so we’ll have to deal with that and figure them out,” Waite said.Wisconsin will conclude its Los Angeles visit with a match against Loyola Marymount. The Lions (3-3) enter their home tournament winners of a back-and-forth match against UC Irvine. In that five-game set, senior Heather Hughes finished with 28 kills, 16 digs and five blocks to record yet another double-double. The Fallbrook, Calif., native is the reigning National Player of the Week for her efforts last weekend against UC Santa Barbara and Northwestern.”Loyola Marymount is a very good team … just beat Northwestern and Santa Barbara on the weekend,” Waite said.Without much experience facing these teams, Wisconsin will stick to its game plan, focusing on building upon its play.Veteran leadership has been and will be a contributing factor for this Badgers team. Seniors Taylor Reineke, Jackie Simpson and Jocelyn Wack have contributed a great deal to the program and will be relied upon to keep the team upbeat despite this long stretch of road matches.”As captains, Jo Wack and Taylor are doing a great job,” Waite said. “And it is just the kind of group that’s very responsible, and they communicate well with the staff and with each other, which just makes things easier for us as a staff. And especially with this big road trip that we’ve got a month on the road, it makes things a lot easier. But we tell them, we’re going to grow a lot from it by being on the road and being ready for NCAA play and Big Ten play on the road.”last_img read more

September 16

No. 4 Syracuse’s free-position chances pay off with Riley Donahue’s late goal to defeat Albany, 13-12

first_imgWith under 20 seconds left, Albany committed its 34th and most damaging foul of the night. Riley Donahue caught a pass and rushed to her usual spot in Syracuse’s offense — a couple of feet away from the net to the left of the goalie — as the seconds ticked off during the tied game.Noticing an opening, Donahue charged the net and the defense collapsed on her. Albany defender Imani Hedgeman rushed over, pushed Donahue down and the referee’s whistle was blown before Donahue hit the turf.The junior attack jumped up and readied herself for her third free-position shot of the game. Her first attempt ricocheted off Albany goaltender Erin Leghart and hit the bar. Donahue bested Leghart in attempt two, sending it through the goalie’s legs.Feet planted at the nine-yard line, Donahue hunched over, angled her stick towards the sky and crashed down on Leghart, delaying a shot for as long as she could.Donahue dropped her stick head down as the ball, and Syracuse’s chances at victory flew through the air. Leghart lunged to her right but by then it was too late. The ball had found the back of the net. Donahue’s teammates mobbed her in celebration with 9.1 seconds remaining.AdvertisementThis is placeholder textNo. 4 Syracuse (5-0, 1-0 Atlantic Coast) struggled throughout the second half, getting outscored 8-6 in the frame. But the Orange’s free-position shot efficiency proved critical in the 13-12 win over Albany (2-2).“Free-position shots. That’s all I’ll say. That’s my opening statement,” Albany head coach John Battaglino said. He paused before he finished his remarks. “Syracuse had 15 called. We had one.”Syracuse went 9-of-15 from the eight-meter mark and just 4-of-15 on all other shots in the victory.The Orange offense stalled in the opening frame of the contest. In its last three games — against Canisius, Binghamton and Massachusetts — SU faced zone defenses, and handled them with ease, winning by a combined 32 goals. With just one day to prepare for Albany’s one-on-one defense, Syracuse sputtered.“They were playing aggressive inside the eight,” SU head coach Gary Gait said. “I think anybody that watched that game would say, yeah there’s a totally two different styles of play going and that’s why the fouls looked the way they didSU tried ball screens to shield off the Great Danes. It attempted cutting and dodging to create a modicum of space, but none of it helped. The attack settled for sending long shots towards the net which Leghart saved with ease. The only success came from attacking Albany’s defenders, drawing fouls and earning the subsequent free-position. Luckily for the Orange, that worked.Syracuse’s first six goals came from free-position shots. Nicole Levy opened the scoring 1:41 into the game as she beat Leghart on a low, scorching shot. Mary Rahal and Natalie Wallon would follow suit. The Orange used a variety of shooting angles to consistently best Leghart. Levy scored her second goal later in the first half. Off a free-position Levy took one step, swung her stick across her body and fired off a shot that whizzed past Leghart’s left shoulder.“Mentally it’s a little tough knowing that your defense is doing everything they can to stop the ball from getting to you but I just try and get up and save as many as I can,” Leghart said. “It’s a new shot, a new ball, possibly a save every time.”With Albany’s hounding defense limiting SU’s leading goal scorer Emily Hawryschuk to just one goal, Levy carried the team. The East Islip native doubled her goal total for the season on Monday night, scoring four of her six goals from the free-position.“They just kind of left me open,” Levy said. “You just take the opportunities that you are presented.”The one-goal difference continued the trend of close games between the Orange and the Great Danes. In both 2014 and 2015, SU defeated Albany by two goals. Last season, Syracuse survived a ferocious comeback in the waning minutes and won 8-7. Tonight was no different.In its first competitive game of the season, the Orange had relied on free-position goals all game. But it was the last one that mattered the most. Comments Facebook Twitter Google+ Published on February 27, 2017 at 10:32 pm Contact Nick: nialvare@syr.edu | @nick_a_alvarezlast_img read more

September 16

From strength to strength: Offense awakens in 2013 to tune of 25 goals in 11 games

first_imgAfter years of defensive play, the Wisconsin Badgers have shifted gears — and it’s worked.The Badgers have what is arguably the conference’s most impressive offense, scoring a staggering 25 goals this season in 11 games. The Badgers not only lead the conference in goals this year, but have already scored more goals this season than any other season in the head coach John Trask Era.Wisconsin scoring is led by senior Nick Janus who has recorded six goals this season second only to Northwestern’s electric forward Joey Calistri who leads the field with 10 goals on the season, averaging nearly a goal a game. The Badgers Jacob Brindle and AJ Cochran also have made the top ten scorers list for the Big Ten this year scoring four and three goals respectively.Janus is clearly the Badgers’ most consistent threat, however Brindle and Cochran’s offensive prowess is nothing to overlook. Brindle has been able to post four goals while coming off the bench in nearly every match including a goal in each of the last two games before yesterday’s matchup with Western Illinois.Cochran, an All-American defender, is one of the country’s most dominant players on set pieces. This year Cochran has been able to make his mark on the offensive side of the ball on set pieces — most recently scoring the game-winner with his head against Indiana Oct. 11. His ability to make plays on set pieces has added an extra dimension to the Wisconsin attack.“If AJ is not the most dominant player in the air in the country,” Trask said. “ I would like to see who is. He never loses a ball in the air.”Wisconsin’s goals are quality goals as well, often time being set up through extensive passing in the midfield. The Badgers boast the top two assist leaders in the conference in Drew Conner and Tomislav Zadro who have tallied six and five assists, respectively. The two control the center of the field and help create offensive opportunities every game.Zadro started off the year strong in his returning season after an ACL injury. As the playmaker of the Wisconsin offenses, Zadro tallied a goal and an assist in each of the Badgers first two home games. His performance continued into their five game road trip until falling to a meniscus injury before Wisconsin’s matchup with Penn State.“Yeah [Zadro] is huge for this team offensively, but Conner has been absolutely incredible filling in,” Cochran said. “He has shown some ability and has held his own against some of the best in the country.”After Zadro’s injury, Conner made the move to offensive center midfield and began to use his creative ability to make goal-scoring opportunities for the Badgers. Debatably Conner’s best performance came against Marquette where he matched up against one of the country’s top center midfielders in Bryan Ciesiulka and controlled the field.Zadro and Conner split time at the position in Zadro’s return to the field last Friday against Indiana. The two combined for three assists in the game with Conner setting up two and Zadro one. The two shredded Indiana’s defense, one of the top in the country, to help the Badgers overcome a two-goal deficit to take down the defending National Champions.“They haven’t had the best luck this year, but [Indiana] is an incredibly good defensive team,” Trask said. “They didn’t give up a single goal in the NCAA tournament last year.”The Badgers have been able to make the most of their scoring opportunities this year, having taken the third-least shots in the eight-team Big Ten. Seventeen percent of the Badgers shots end up in the back of the net making them the most efficient offensive in the conference and one of the most efficient offensives in the country.“The coaches have been talking about not squandering goal-scoring opportunities this year,” Janus said. “I think we have been doing a really good job of being efficient offensively this year.”Wisconsin has been making their mark on the national stage as well. Their 2.27 goals per game average is seventh in the country this year behind soccer powerhouses such as UAB, Winthrop and Cal Poly. They are also ninth in assists and eighth in points per game.Making the stats even more impressive is the fact that Wisconsin plays in what is arguably the best defensive conference in the country. The Big Ten has always been known for its hardnosed style of play and low-scoring match ups. Wisconsin’s ability to break into the country’s top-10 offensives is something that has surprised and baffled many in the collegiate soccer community.As the weather gets more unpredictable, cold and wet in the coming months, Wisconsin’s offense will be tested. And though Trask’s philosophy is still focused on team defense, if the Badgers offense continues to perform, Trask will not be able to ignore what has become the Badgers top strength this year.last_img read more

August 28

VIDEO:Emmanuel Eboue pulls the ears of a journalist

first_imgIf you bore Emmanuel Eboue, he will do stuff to your ears. A reporter for Galatasaray TV found this out after the club’s 2-0 win against Istanbul BBSK as he and Eboue waited to begin an interview. The Ivory Coast international entertained himself by touching the stoic reporter’s ear and when the interview ended, Eboue continued his shenanigans by slapping the cameraman’s midsection, and blowing into the reporter’s other ear as he finished his bit.The reporter ended up sharing a laugh with Eboue — a response that was probably very different from Arsene Wenger’s when the defender did these things to him in his days with Arsenal.last_img read more

August 13

What’s next as MLB implements schedule for 2020 season after MLBPA vote

first_imgHow will the schedule look? The most expected scenario is a schedule heavy on division games and interleague matchups against corresponding divisions (i.e., East vs. East). That will help to ease team travel, which is a safety consideration, and make division races fairer.How much money will the players make? They’ll be paid their 2020 salaries on a pro rata basis, which for a 60-game schedule would mean about 37 percent of their full salaries. MLB owners balked at prorated pay for a longer season, citing the prospect of no paying spectators this season.Can the players still file a grievance against the owners? Yes. The union had to weigh giving up that leverage. Owners remain upset that the MLBPA came to them with a counteroffer after Manfred made it appear as if he and MLBPA executive director Tony Clark had hashed out the “framework” of a deal last week. Expect both sides to claim bad faith if the players go through with a grievance. DeCOURCY: Those closest to MLB continue to misunderstand fans’ relationship to gameThe union needs to tell MLB by close of business Tuesday whether players a.) Can report for training camps by July 1 and b.) Will agree to the lengthy health and safety protocols that were proposed during negotiations. The MLBPA, in its announcement, said it anticipated finalizing protocols “in the coming days.” If they’re installed, they’ll be severely tested; more than three dozen MLB players and staffers reportedly have tested positive for the coronavirus in recent weeks.More hardball is to be played with the collective bargaining agreement set to expire after the 2021 season.MLB return-to-play highlightsA quick look at some of the effects of the union’s vote and MLB’s announcement.A two-month season. Commissioner Rob Manfred reportedly will set the schedule at 60 games, a figure observers believe was about what MLB wanted all along. The season reportedly will begin in late July and end on the regularly scheduled Sept. 27. That will prevent disruption of the playoff schedule and not endanger any payments from broadcast partners Fox and Turner.No expanded playoffs. The postseason field will remain at 10 rather than the proposed 16. A 10-team field will ensure a late-October finish to the World Series and ease concerns over baseball being played during a possible fall breakout of the virus.The DH in both leagues for 2020, at least. That change is baked into the safety protocols. MLB offered not to implement a universal DH in 2021 if there is no 2020 season, an attempt to sweeten the offer the players rejected Monday.MLB return-to-play questionsA quick look at key questions after the union’s vote and MLB’s announcement. MLB moved closer to a 2020 season with Monday’s machinations by the MLB Players Association and the commissioner’s office. After the union’s executive board voted 33-5 not to accept the owners’ latest offer, MLB announced that it would exercise the power it was granted in March to unilaterally set a schedule.In a sign of the enmity between the sides, baseball’s announcement took a swipe at the players. It listed the “significant benefits” the union turned down, such as $25 million in postseason cash and players being allowed to keep about 20 percent of the $170 million salary advance baseball gave them after spring training was suspended in March because of the COVID-19 outbreak.last_img read more

August 13

Mourinho has harsh words for Mkhitaryan

first_imgMkhitaryan last started for United, and turned in a lacklustre display, in the defeat against Chelsea at the start of the month and, Mourinho explained, that was the final straw for the manager.“I was not happy with his last performances,” said Mourinho. “And I am not talking about one or two. I am talking about three, four or five. He started this season very well and after that, step by step, he was disappearing.“His performance level — in terms of goalscoring, assists, high pressing, receiving the ball high up the pitch, bringing the team with him as a number 10 — were decreasing step by step.“And there was a time that was enough. The others, they work to have a chance. Everybody works to have a chance so it’s as simple as that.”Mkhitaryan has endured a torrid time at Old Trafford since his arrival in a £26 million ($35 million, 29 million euros) deal from Borussia Dortmund in 2016.He found himself banished from Mourinho’s league line-up for well over two months early last season after a dismal display in their 2-1 derby defeat to City.Positive disruption of the day – children have taken over my Facebook page to close off the week for World Children’s Day #KidsTakeover pic.twitter.com/FzmxKHNCV5— Henrikh Mkhitaryan (@HenrikhMkh) November 24, 2017 Manchester, United Kingdom | AFP | Jose Mourinho has offered a scathing analysis of Henrikh Mkhitaryan’s drop in form as the Manchester United manager explained why the midfielder has been exiled from his squad recently.The Armenian is expected to be recalled to the matchday squad for Saturday’s Premier League game with Brighton after being out of contention altogether for the past two games. But he appeared to have won over his biggest critic — Mourinho — with some impressive performances as United won the Europa League and clinched Champions League football.– Forwards left out –Mkhitaryan has not been the only creative or attacking player to come in for criticism from the United manager, with Juan Mata, Anthony Martial, Jesse Lingard and others left out at various times due to dips in form.And Mourinho believes that despite trailing only neighbours City in the Premier League goalscoring charts, his players are not scoring enough, with French international Martial singled out as an example of a player who has responded well to being left out.“The team that excites me is the team that, after five chances, is winning 4-0,” he said. “That’s the team that excites me.The latest issue of #InsideUnited is out now!Get your copy: https://t.co/5m4DifdLQv pic.twitter.com/7lkEmgoAR8— Manchester United (@ManUtd) November 14, 2017“I think we had an improvement with Martial, scoring more goals than last season, that is why he’s playing more minutes.”Ultimately, the United manager also believes that the healthy size of his squad, and the competition for places, is good news even if it means he will face questions about players being left out.“All positions are open,” he said. “The last couple of matches Mkhitaryan was out and other players had the opportunity to play that normally Mkhitaryan has.”“There are only 11 plus seven (substitutes),” he added. “When you have a chance and the performance is not what I expect, it’s normal. You have to perform.”Share on: WhatsApplast_img read more